The 12th house is the house of expenditure and the 2nd house is the house of wealth. So the general meaning is expenditure of wealth accumulation. But if the 2nd house lord is in the 11th house from its own house then it is again indicating wealth gain. So, the 2nd house lord gives results in two ways depending upon its position in the 12th house. It is common that if you don’t have money then how will you spend? So if the 2nd house lord in 12th house then it is indicating more expenditure than your earnings.